0:03
welcome to Corvette today the show that
0:06
talks about everything Corvette with
0:08
your host Steve Garrett lifetime member
0:11
of the National Corvette Museum
0:13
president of the Corvette club of Kansas
0:15
City Missouri and radio disc jockey at
0:18
the number one radio station in Kansas
0:27
Garrett thanks for listening and
0:29
watching Corvette today the show that
0:30
talks about everything Corvette and the
0:33
only current podcast dedicated to
0:35
Corvette I'm your host Steve Garrett I
0:37
appreciate you tuning in Corvette today
0:39
is brought to you by wheelcraft want to
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find the Corvette of your dreams heck in
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my mind I know all the Corvettes i' like
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to own and collect but how do you pay
3:52
for them all well on today's show we're
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going to explore that with Woodside
3:57
credit they specialize in collector car
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finan Ing and with me today from
4:01
Woodside credit is KM sherazi km welcome
4:04
to Corvette today hello everyone thank
4:07
you Steve I appreciate it I'm excited to
4:09
be your guest today and I just want to
4:11
say you can call me Q my name is but
4:14
it's a lot easier just to go by q and
4:16
I'm a big James Bond fan that sounds
4:18
great well Q let's talk about the trends
4:21
that you're seeing what trends are you
4:22
seeing in Corvette financing are there
4:24
certain models or certain model years
4:26
that are particularly popular right now
4:29
so see real quick with the Corvette I
4:31
feel like any Corvette is an excellent
4:34
Corvette but I do see the higher end
4:36
models trims like the zr1's and Z6 is
4:39
becoming more collectible and kind of
4:41
increasing their value as time goes on
4:43
it's becoming one of those Niche cars
4:45
that I feel like collector Corvette
4:47
owners are looking to purchase why do
4:49
Corvette buyers choose to finance their
4:52
vehicles I know a lot of them could just
4:53
pay cash for them so it's really simple
4:55
with Woodside credit we make it easy we
4:57
want you to use our money to go play
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with finding the exact Corvette you want
5:02
while you keep your cash in your bank
5:04
account so you can do other things like
5:05
home renovations or just simply invest
5:08
that kind of cash that you have in your
5:09
bank and just use ours to go buy the car
5:12
gotcha now let's talk about advantages
5:14
what are some of the unique advantages
5:16
that you guys offer for Corvette
5:18
Enthusiast compared to other purchasing
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options so great news with us is that
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Steve we don't have any regulations on
5:25
the year of the Corvette you can Finance
5:28
as early as you want from the 60s on
5:30
good thing about us is we have the
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lowest payments in America right now
5:34
with our long terms from 84 months to up
5:37
to 18 180 months depending on what
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Corvette you go with wow that's pretty
5:40
cool Q also explained to me how Woodside
5:43
credits loan terms differ from
5:45
traditional auto loans so what we do is
5:48
we don't go based on what the market
5:50
value is on MSRP or such things like
5:53
that for Corvette we go based on
5:54
relationship and we know what Corvettes
5:57
bring to the market so we go based on
5:59
research we've been in the business for
6:01
a long time so what we do is our terms
6:04
are a lot longer than your Traditional
6:05
Bank but traditional Banks also only go
6:08
up to 5 to 10 years old we'll go past
6:10
that for you on the year of the vehicle
6:12
so we'll go you know 15-year-old
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Corvette and we'll make it real simple
6:16
all our rates are very competitive for
6:18
that model year Steve pretty much what
6:21
it is is that we do our research on
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Corvette cors are the kind of cars that
6:25
hold their value because there's a cult
6:27
a following of great car en iast so we
6:30
base our terms on what the market
6:33
demands currently in the Corvette
6:35
industry very cool well buddy let's take
6:37
our first break when we come back we're
6:39
going to talk about Corvette values and
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today this is the Corvette Today podcast
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with Steve Garrett thanks for checking
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out Corvette today on podcast and
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YouTube it's the only current podcast
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dedicated to Corvette Corvette today is
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brought to you by wheelcraft I know you
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want your Corvette looking its best so
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dress it up with bright Chrome or black
10:09
chrome wheels visit wheelcraft decom and
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learn about their Advanced PVD chrome
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finishing they can refinish your wheels
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or do a wheel exchange and you also get
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a 5-year warranty so visit wheelcraft
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ccom today or just give them a call 833
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4231 I'm your host Steve Garrett with me
10:28
is km shro from Woodside credit Q let's
10:31
talk a little bit more about Corvette
10:33
values and depreciation how does
10:35
depreciation curves work for Corvette
10:37
and when do you think is the best time
10:38
to buy and getting the best value so
10:41
Steve to be honest with you I think
10:43
there is no wrong time to buy a Corvette
10:45
good from what I'm seeing in the market
10:47
is obviously the new Corvettes have came
10:49
out and I think they've become
10:51
userfriendly where you can actually
10:52
drive these vehicles like your everyday
10:54
car depending on what climate you live
10:56
in but when I see the sweet spot for
10:58
Corvette it's always the generation
11:00
prior to the newest one I believe that's
11:03
the best time to buy a Corvette that
11:05
model year so we're what on the C8
11:07
Corvettes right now correct I think the
11:10
best bang for your buck is a C7 Corvette
11:13
I see a lot of people really gearing
11:15
towards the Grand Sport models and those
11:17
tend to hold a little bit more value
11:19
than your z6s and whatnot when it comes
11:21
to depreciation you know it's
11:22
interesting you brought that up Q
11:24
because I always wanted to get a C7 ZR1
11:27
and I'm still kicking myself in the rear
11:29
end for not buying one and those prices
11:31
are really appreciating even with miles
11:34
on the clock they're still more than
11:36
MSRP that's the thing about these cars
11:38
so the ZR1 in my book is the Crim of the
11:41
CL of the best Corvette model obviously
11:44
you get the supercharge V8 the fastest
11:47
in the model line and I see that the new
11:49
zr1's going to be coming out which will
11:51
actually make the C7 kind of come down
11:53
in value and that'll be your best time
11:56
to buy is the previous generation cr1
11:59
and as time goes on that car will
12:00
eventually appreciate again yeah
12:03
definitely so tell me what are the
12:05
factors that can help a Corvette
12:06
maintain and maybe even increase value
12:09
over time you know I tell people this as
12:11
long as you maintain the vehicles
12:13
especially when it comes to Corvettes
12:15
they're really easy to maintain keep
12:17
records make sure you take it to a Chevy
12:19
dealer once a year I think the Holy
12:21
Grail when it comes to Corvettes is that
12:23
people that are actually owning these
12:25
take really good care of them when you
12:27
do take care of them you just document
12:29
everything documentation is key when it
12:31
comes to these cars steeve absolutely Q
12:33
are there any specific Corvette models
12:35
that stand out in your mind as being a
12:37
better long-term investment I always
12:39
wanted a 63 split window and I know
12:41
those are really sought after but are
12:43
there any other cars besides those 63
12:45
split windows that are really holding
12:47
value for long-term Investments I see
12:49
the 53 going up like I said it all
12:52
really depends on what is in your budget
12:55
obviously 63 split windows gone up like
12:58
crazy but the 50 three Corvettes are
12:59
doing good the L88 coups are starting to
13:02
come up I think you just need to follow
13:04
what the trends are for right now I
13:06
think anything low mile special edition
13:09
Corvettes such as ZR1 z6s like you said
13:12
yourself the split window these are all
13:14
coming up in price as time goes on it
13:16
all really depends on what you're
13:18
looking for if you find a regular
13:20
Corvette that's just in good condition
13:21
and has great documentation I feel like
13:23
those hold value more than just any
13:25
other Corvette gotcha for listeners or
13:27
viewers that are considering financing a
13:29
collectible Corvette how does vehicle
13:32
age and condition influence the loan
13:34
terms so it's really easy with us we
13:36
tried to tend to keep the Corvettes as
13:38
stock as possible when we're looking at
13:40
doing a loan on-one for a customer the
13:42
biggest thing is we have our own text
13:45
inspection even if it's from private or
13:47
dealer you go there you take picture of
13:49
the VIN see it running move it back and
13:51
forth it all goes based off of the
13:53
current condition Overlook of the
13:56
vehicle but mostly stock Vehicles is
13:58
what we try do our loans on gotcha well
14:01
buddy let's take our final break when we
14:02
come back we're going to talk about
14:03
buying formats and some expert tips on
14:05
buying a Corvette we're with Q from
14:07
Woodside credit here on Corvette
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today are you ready for a better
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Organization for building value with its
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training the best judges and by hosting
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the year joining is simple and easy just
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go to ncrs.org and sign up there are
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all around the world chances are there's
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a local chapter near you so join ncrs
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today at ncrs.org we come for the
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Corvettes we stay for the friendships
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made along on the way when you want to
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buy a Corvette or any Chevrolet for that
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matter get yours from Hendrick Chevrolet
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shaie Mission located in Kansas City
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from sales to service to Collision
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Repair Hendrick Chevrolet has you
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covered visit Chevy usa.com or call 913
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38415 hi I'm Mark falter host the
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retirement income Hour podcast in
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Corvette Enthusiast I know when I bought
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my Z6 I was thinking two things these
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cars are fantastically fast and wow are
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they expensive owning a Corvette isn't
16:23
just about driving fast it's about
16:24
living life in the fast lane but are
16:27
your finances keeping up on my podcast
16:30
I'll make wealth management as smooth as
16:33
your Corvette on the open road whether
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it's planning your retirement building
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your Investments or how in the heck do I
16:38
get my retirement accounts to pay for
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this Corvette I have got you covered
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search the retirement income Hour
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podcast wherever you find your podcast
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overdrive I'll see you on the open road
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and now back to Corvette today with your
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host and my husband Steve Garrett thanks
17:38
once again for listening and watching
17:39
Corvette today the show that talks about
17:41
everything Corvette Corvette today is
17:43
brought to you by wheelcraft I know you
17:45
want your Corvette looking its best
17:47
dress it up with bright Chrome or black
17:49
chrome wheels visit wheelcraft decom and
17:51
learn about their Advanced PVD chrome
17:53
finishing they can refinish your wheels
17:55
or do a wheel exchange and you get a
17:58
5year warranty too so visit wheelcraft
18:06
docomo Steve Garrett with me is km
18:08
shirazi from Woodside credit we just
18:10
call him Q all right Q let's go through
18:13
a real life process thing let's talk
18:15
about me buying that 2019 ZR1 Hendrick
18:19
Chevrolet here in Kansas city has the
18:21
car and I want to buy it you know it's a
18:23
high-wing car it's got 5,000 mil on it
18:26
and they want to charge me1 160 ,000 how
18:30
do I get credit from Woodside credit for
18:32
this car Steve this is awesome I look
18:35
forward to helping you on your next
18:36
purchase of your ZR1 so real simple
18:39
you'll log on to woodsite
18:41
credit.com qen my last name sherazi sh
18:45
sh i r Ai and I'll take you directly to
18:47
our online application so Steve what
18:50
happens is you'll put an application
18:51
online saying Hey I want a 2019 ZR1
18:55
6,000 Mi hendrik Chevrolet has it and as
18:58
soon as I get your lead I'll call you
19:00
and I'll say congratulations I see that
19:02
you're looking at a 2019 ZR1 at
19:05
$160,000 let's just say roughly on
19:07
something like that will'll require 20%
19:10
down and we'll do up to 144 months so
19:13
we'll start off at 84 to 144 months and
19:16
kind of give you a better idea of where
19:17
you want to be at monthly payment wise
19:19
soon after I'll reach out to the
19:21
dealership and kind of introduced myself
19:23
saying hey my name is Q calling from
19:25
Woodside credit I'm working on behalf of
19:27
Steve on purchasing this beautiful ZR1
19:30
and I'll start doing the paperwork with
19:32
them make it really simple for you and
19:34
then pretty much send you an email with
19:36
the prompt of the monthly terms the
19:38
rates and then from there you would call
19:40
me back and say hey Q I like the terms
19:42
you have I'll go with 144 months at
19:45
$1,800 a month or $1,200 a month
19:48
whatever that might be at that time and
19:50
I'll go ahead and get the process
19:51
rolling we'll fund the dealership and as
19:53
soon as the dealership funds which
19:55
usually takes about 24 hours from once
19:56
we get all the paperwork signed and then
19:58
can go take delivery of your new
19:59
Corvette wow that's pretty cool so I
20:01
just give you the down payment you guys
20:03
pay the dealership I sign the papers and
20:06
drive off with the car then right
20:07
actually you pay the down payment
20:09
directly to the dealers oh got so we'll
20:10
give them the remaining balance gotcha
20:13
gotcha well Q This sounds really pretty
20:15
cool and pretty straightforward how can
20:17
people get a hold of you personally my
20:20
personal phone number is
20:24
32791 I am based out of Cleveland Ohio I
20:27
am the Midwest regional manager but the
20:30
good thing about me is I like to work
20:32
everywhere and with everyone so I'm
20:34
really easy to get a hold of um I also
20:40
qen my last name shirazi sh sh I a zi
20:44
and you're on Eastern time so it's
20:46
important for when people call also give
20:49
me your website and some of the social
20:50
media that Woodside credit has Q
20:53
absolutely we're on woodsite credit.com
20:55
you could follow me on LinkedIn as well
20:57
my LinkedIn is q a s IIM last name
21:00
shirazi sh sh i r AI Woodside credit
21:04
also has a LinkedIn and Facebook just
21:06
Woodside credit and great thing is we
21:08
always post about meom auctions we do
21:12
also the bar Jackson auctions we sponsor
21:14
all the bear Jackson auctions we're
21:16
actually the only sponsor of the bear
21:18
Jackson auctions we're usually there all
21:20
our reps are usually there and we post
21:22
all the time about what's going on in
21:23
the market what's selling today and for
21:25
how much that sounds great Q thanks so
21:28
much for taking the time to be on
21:29
Corvette today this has been really eye
21:31
openening I might go buy another
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Corvette Hey Stephen you have my direct
21:35
number so I'll be able to help you with
21:37
that no problem thanks again for
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listening and watching Corvette today
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and be sure to tell your family friends
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today on podcast and YouTube if you'd
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